GET 3 MONTHS OF BOOST UNLIMITED FOR FREE^†

Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card is issued by The Bancorp Bank, N.A. or Stride Bank, N.A. pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. The secured Chime Visa® Credit Card is issued by The Bancorp Bank, N.A. or Stride Bank, N.A. pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see the back of your Card for its issuing bank.

MyPay® line of credit provided by The Bancorp Bank, N.A. or Stride Bank, N.A. MyPay services provided by Chime Capital, LLC (NMLS ID 2316451)

^† First 3 Months Free of Unlimited Boost Mobile Plan Promotional Offer for New Lines: Available to first-time Chime members who open a new Chime Checking Account through the qualifying promotional landing page. Limit one promotional code per member. Account must be open and in good standing when the promotional code is issued. Only new Boost Mobile lines are eligible for offer. Eligible members receive a single-use code for the first three (3) months of free unlimited Boost Mobile plan service, redeemable at Boost Mobile checkout and applicable to Boost Mobile's promotional Unlimited plan, covering those three months of plan service charges. Taxes, fees, surcharges, devices, and other charges are not included. Code has no cash value and is non-transferable. Offer available for a limited time and void where prohibited. Banking services and debit card provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. Eligibility requirements, restrictions, and full offer terms apply. See https://www.chime.com/policies/terms/boost-3mo-free-unlimited-plan/.

* America’s #1 choice: Based on a blind May 2026 representative survey conducted by Chime using a third-party survey platform, Chime was chosen among listed financial services providers more often by consumers who opened a new personal checking account at a different institution within the preceding six months. Chime offers access to checking accounts used for everyday banking. AMERICA'S #1 CHOICE FOR BANKING is a Trademark of Chime Financial, Inc.

** Fee-free banking: Optional services and products may have fees or charges, such as outbound instant transfers, out-of-network transactions, and credit products. Learn more here.

*** ATMs: Out-of-network ATM withdrawal and over the counter advance fees may apply except at FCTI® ATMs in a 7-Eleven® or Speedway, or any Allpoint® or Visa® Plus Alliance ATM participating in the Allpoint network.

**** #1 Most Loved Banking App: Chime is recommended by more of its users in the 2025 Qualtrics® NPS study when compared to top national banks and select fintechs. THE #1 MOST LOVED BANKING APP is a Registered Trademark of Chime Financial, Inc.

¹ Option to get funds instantly for a fee of 3% of the advance amount ($2 minimum, $5 maximum) per advance, or get funds for free within 24 hours. See Bancorp MyPay Agreement or Stride MyPay Agreement for details.

² Cash Back: With qualifying direct deposits, earn 5% cash back as a Chime Prime member or 2% cash back as a Chime Plus member on up to $1,500 of eligible Secured Chime Visa® Credit Card purchases. See the Secured Chime Visa® Credit Card - Cash Rewards Program Addendum for limitations and details on earning cash back on your monthly selected category.

³ The Annual Percentage Yields ("APYs") for the Chime Savings Account are variable and may change at any time. The disclosed APY rates are effective as of 10/6/2026. No minimum balance required. Must have $0.01 in savings to earn interest. The following APY rates apply based upon your status: 4.00% APY for Chime Prime, 3.00% APY for Chime Plus, and 1.00% APY for standard. See Chime Membership Tiers Terms and Conditions for more details.